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Term of Services

Last Updated: 11/8/2025

By accessing this Website, accessible from https://zemafinancials.co.uk you agree to comply with these Terms. If you disagree with any of these terms, you are prohibited from accessing this site. The materials contained in this Website are protected by copyright and trade mark law.

1. Interpretation and Definitions

a. Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

b. Definitions

For the purposes of these Terms and Conditions:

  • Affiliate: means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
  • Country:  refers to “United Kingdom”.
  • Company: refers to zema financials.
  • Device: means any device that can access the Service such as a computer, a cellphone or a digital tablet.
  • Third-party Social Media Services: means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.

2. Acknowledgment

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.

3. Links to Other Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by the Company. We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.

4. Disclaimers

a. General Disclaimer:  The Site is provided “as is” and “as available.” We make no warranties regarding the accuracy, reliability, or availability of the Site.

b. Limitation of Liability: To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site.

4. Termination

We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.

5. Governing Law

Any claim related to Zema Financials  Website shall be governed by the laws of UK without regards to its conflict of law provisions.

6. Changes to These Terms

We may update these Terms periodically. Any changes will be posted on this page with a revised “Last Updated” date. Your continued use of the Site signifies your acceptance of the updated Terms.

7. Contact Us

For any questions or concerns about these Terms, please contact us at:

Email: Info@zemafinancials.co.uk
Phone: 07513813645